I really like Lisipark, a realistic and beautifully situated Homestead sim by TracyLynne Carpenter. I say the town is somewhere in Southern California because nowhere else do I know that palm and pine trees coexist in a mountainous environment. The commercial establishments and signs are what makes this sim so special -- the gas station, game arcade, and beach hangout are very well done. Lisipark's design, with a star-shaped boat mooring area located in an inlet under a road bridge is unique and unexpected. I highly recommend that you visit.
To see more photography and a review head over to Elemiah Choche's Blog: